That would get you a good little used vehicle that wouldn’t be an anchor around your neck for the next six years. Listen, you could have more than $5,500 in just 12 months if you just saved up all those car payments. And you haven’t paid your bills because you’ve been buying a bunch of crap you couldn’t afford - like this new car at $468 a month. Your credit rating and interest rate are lousy because you haven’t paid your bills. Is there a formula I can use to avoid paying all this interest? If I make the minimum payment of $468 a month, I’ll end up paying about $13,000 in interest alone. In an attempt to improve my bad credit, I recently bought a new car which I financed at 17.9 percent for 72 months. You’ll be amazed at how much money these tactics will save! See a matinee or a second-run movie, and if you’re going somewhere with a bunch of people, call ahead and ask for a group discount. With entertainment, use dollar-off and buy-one-get-one-free coupons whenever you can. You can shop at thrift and consignment stores, and sell the clothes you don’t wear anymore. When it comes to buying clothes, make a habit of checking out the sale rack first. Try eating out only on special occasions, drink water as your beverage and don’t be afraid to use coupons in restaurants, either.
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